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Who is Eligible for a Golden Visa in the UAE?

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Who is Eligible for a Golden Visa in the UAE?

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Introduction

The United Arab Emirates (UAE) Golden Visa represents a significant opportunity for foreign nationals seeking long-term residency. This prestigious visa program offers a renewable 5 or 10-year residency, providing stability and security for talented individuals, investors, and their families.

The Golden Visa is not just a permit; it is a gateway to a prosperous life in a stable, dynamic, and forward-thinking country. It allows holders to extend their stay outside the UAE beyond the usual six-month limit, ensuring their residency status remains valid. 

This visa service also includes significant benefits, like the ability for family members to remain in the UAE until the end of their own permit duration, even if the primary visa holder passes away.

The UAE Golden Visa offers numerous benefits, such as long-term residency and the ability for family members to stay in the UAE even after the primary visa holder’s passing. To avail of these advantages, it is crucial to understand the specific criteria for eligibility. This blog provides a detailed breakdown of each category. Understanding these requirements is the first step toward securing a future in one of the world’s most dynamic countries.   

Who Can Apply for a Golden Visa in the UAE?

Applicants can self-sponsor the UAE Golden Visa, eliminating the need for an employer. This offers greater freedom and independence. The Golden Visa accepts applications through various categories, each with specific requirements.

1. Investor Eligibility

Investors represent a core group for the Golden Visa. The UAE welcomes individuals who contribute significantly to its economy.

  • Public Investment: To qualify for a Golden Visa, an applicant must invest at least AED 2 million in accredited UAE investment funds. The investment must be made using personal capital, not a loan. There is no longer a requirement to hold the investment for 3 years; instead, applicants must maintain ownership of the investment. 

Mortgages from UAE-approved banks are permitted. Proof of investment can be provided through a letter from the investment fund or a commercial license.  

  • Real Estate Investment: Real estate investors find a flexible path to the Golden Visa. The applicant must own one or more properties in the UAE with a total value of at least AED 2 million. This property can be mortgaged through an approved UAE bank. Recent data from the Dubai Land Department shows that property transactions have been steadily increasing, with a notable interest from foreign investors, making this a popular route. A letter from the land department or the property purchase agreement serves as proof.
  • Business Investors: To qualify, the applicant must establish a company with a capital of at least AED 2 million. Alternatively, the applicant can provide a letter from the Federal Tax Authority confirming payment of at least AED 250,000 in annual taxes to the government.

2. Entrepreneur Eligibility

Entrepreneurs with innovative ideas and projects are highly in demand. They can secure a Golden Visa by meeting specific criteria focused on their business’s value and potential.

  • Project Value: They must own a technical or innovative project in the UAE with a value of at least AED 500,000. This is a five-year visa, with a possibility for renewal. Alternatively, the applicant can qualify as the founder of a previous entrepreneurial project that was sold for at least AED 7 million.
  • Approval Letters: The applicant must provide specific approval letters from three different authorities:
    • An auditor in the UAE must certify the project’s value.
    • Relevant emirate authorities must confirm that the project is of a technical or future nature.
    • An accredited business incubator in the UAE must provide a letter of approval for the proposed business activity.
  • Future-Focused Activities: The business activities should be risk-based and focused on future growth. The UAE government prioritizes projects in key sectors such as technology, artificial intelligence, and renewable energy to support its long-term development plans.

Curious about whether you or your business fits into another category? Here’s a simple breakdown of who’s eligible for a Dubai Golden Visa.

3. Outstanding Talent Eligibility

The UAE Golden Visa program attracts and rewards exceptional individuals who demonstrate extraordinary skills and achievements in various fields.

  • Scientists and Doctors: A recommendation from the Emirates Council of Scientists or the Ministry of Health and Prevention is required. Scientists must hold a Ph.D. or a Master’s degree in a science or engineering field from one of the top 500 universities globally. Doctors must have a professional license and recognition from the Ministry of Health & Prevention (MOHAP), Dubai Health Authority (DHA), or Department of Health – Abu Dhabi (DOH).  
  • Culture and Arts Professionals: A recommendation letter from the relevant emirate’s arts and culture department is essential. This category includes artists, writers, and cultural producers who have a proven track record of creative work.
  • Researchers and Executives: Researchers must have a recommendation from an accredited institution. Executives need an accredited bachelor’s degree or higher, at least five years of experience in the same role, and a monthly salary of AED 50,000 or more. 

Applicants must provide official payslips or bank statements for the past six months to show the salary. A valid work contract and health insurance must also be submitted.

  • Inventors: The invention must hold a patent recognized as valuable to the UAE economy. A recommendation letter from the Ministry of Economy is required.
  • Engineers and Doctoral Holders: Qualification requires an accredited bachelor’s or master’s degree in specific engineering fields such as computer, electrical, or software engineering. A doctoral degree from a top university is also acceptable. A relevant work contract in the UAE is required.
  • Athletes: A recommendation from a sports council or authority in the UAE is required. This applies to professional athletes with notable achievements and a proven track record.

4. Student Eligibility

High-achieving scholars, both from the UAE and abroad, can receive a Golden Visa for students. This encourages top academic talent to build their careers in the Emirates.

  • High School Students: Students must score at least 95% in their high school certificate from a private or public school in the UAE. A recommendation from the Ministry of Education or the Emirates Schools Establishment is also required.

Only students based in the UAE can apply directly for the Golden Visa under this category. International students typically qualify under the “university” category once they meet the necessary academic requirements.

  • University Students:
    • UAE Universities: Applicants must hold a bachelor’s, master’s, or PhD degree from a UAE university accredited and rated A or B by the Ministry of Education. Applicants must have a GPA of 3.5 for A-class universities and 3.8 for B-class universities. Graduation must have occurred within the last two years.
    • Foreign Universities: The Ministry of Education must recognize the university as one of the top 100 globally. Applicants must have a GPA of 3.5 or higher. The degree must be attested, and graduation must have occurred within the last two years. Exceptional performance or academic awards can accelerate the approval process.

5. Humanitarian and Frontline Worker Eligibility

This category acknowledges individuals who have made extraordinary contributions to society. The UAE honors its dedication and service with the opportunity for long-term residency.

  • Humanitarian Pioneers: Qualification is possible for individuals in the following groups:
    • Distinguished members of international or regional organizations.
    • Members of public benefit associations with a proven track record of at least five years.
    • Recipients of appreciation awards from a local, regional, or international organization focused on humanitarian work.
    • Donors who have contributed at least AED 2 million to humanitarian causes.
  • Frontline Heroes: This includes medical staff and other professionals who demonstrated exceptional effort during crises, such as the COVID-19 pandemic. A nomination from a competent authority is required.

6. Executive Director’s Eligibility

Executive directors play a critical role in the UAE’s corporate landscape. This category is for senior professionals who meet high standards of education and experience.

Requirements: Applicants must hold an accredited bachelor’s degree or higher and have at least five years of experience in the same executive position. Applicants must earn a monthly salary of AED 50,000 or more, proven through a valid work contract and six months of bank statements. Health insurance must also be provided. 

7. Universal Requirements

All applicants, regardless of their category, must satisfy a few universal requirements to secure a Golden Visa. Here are some of them:

  • Personal and Health Documents: A valid passport, proof of a clean criminal record, and a medical fitness test result from a government-approved health center.
  • Health Insurance: Approved private health insurance must be provided, covering the applicant and family for the duration of the stay in the UAE.
  • Financial Capability: Applicants must prove their ability to financially support themselves and their family while living in the UAE.
  • Application Process: All applications are subject to nomination procedures, rigorous background checks, and final approval by the relevant government authorities.

Conclusion

The UAE Golden Visa represents a forward-thinking initiative that gives exceptional individuals a long-term home in a thriving nation. It goes beyond a simple residency permit; it offers a secure, stable, and flexible environment for top talent, investors, and their families. The UAE government’s commitment to continuously improving the program demonstrates its desire to attract the best global minds and foster a diverse, dynamic community. 

By offering a direct path to a ten-year residency, the Golden Visa strengthens the UAE’s economy and social fabric. This creates an attractive destination for those seeking a bright future. Meeting the specific requirements outlined in these categories could unlock the key to a new and prosperous life in the UAE.

Frequently Asked Questions


Q-1: Can my family members also get a Golden Visa?

Yes, you can sponsor your family members, including your spouse and children, regardless of their age. In addition, the Golden Visa allows sponsorship of an unlimited number of domestic helpers, ensuring your entire household can benefit from long-term residency and stability in the UAE.

Q-2: How long is the Golden Visa valid for?

The Golden Visa is generally issued for either 5 or 10 years and can be renewed. It provides the unique advantage of allowing holders to stay outside the UAE for extended periods without affecting their residency status, offering flexibility for international travel and business activities.

Q-3: What happens if the primary Golden Visa holder dies?

In the unfortunate event of the primary visa holder’s death, all family members sponsored under the Golden Visa can continue living in the UAE until their own permits expire. This ensures continuity, stability, and protection for the family during difficult times.

Q-4: Can I apply for the Golden Visa if I have a mortgage on my property?

Yes, property ownership under a mortgage is acceptable for Golden Visa eligibility, provided the mortgage is with a UAE-approved bank. The minimum property value of AED 2 million still applies, and proof of ownership and mortgage documentation must be submitted during the application process.

Q-5: Do I need a job or a sponsor to get a Golden Visa?

No, the Golden Visa is a self-sponsored visa, meaning you do not need an employer or national sponsor. This provides significant independence and flexibility, allowing professionals and investors to live, work, and invest freely in the UAE without relying on external sponsorship.

Q-6: Can students apply for a Golden Visa without a job?

Yes, top-performing students can apply based on their academic achievements alone. They must meet specific GPA or high school grade requirements from accredited universities or schools. This program encourages talented students to continue their studies and careers within the UAE, fostering innovation and academic excellence.

Q-7: Is a medical fitness test mandatory for all applicants?

Yes, every applicant must undergo a medical fitness test at a government-approved health center in the UAE. This ensures that applicants are free from infectious or contagious diseases, safeguarding public health and fulfilling one of the key requirements for visa approval.

Q-8: What kind of health insurance is required for a Golden Visa?

Applicants must have valid private health insurance from a UAE-approved provider. This long-term residency coverage must include the applicant as well as any family members sponsored under the visa, ensuring access to quality healthcare throughout their stay in the UAE.

Q-9: Can I work in the UAE with a Golden Visa?

Yes, Golden Visa holders can live and work in the UAE without restrictions. You can establish your own business, join a company as an employee, or work as a freelancer. This visa offers professional freedom and opportunities for growth in one of the region’s most dynamic economies.

Q-10: What is the difference between the 5-year and 10-year Golden Visa?

The visa duration depends on the applicant’s eligibility category. Investors in public investments typically receive a 10-year visa, while other categories, such as entrepreneurs, students, and certain professionals, may receive an initial 5-year visa, which is renewable based on continued eligibility and compliance.

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Joel Dsouza

About the Author

Joel Dsouza

Joel Dsouza is a Chartered Accountant and compliance specialist with extensive experience advising over 1,000 startups and SMEs on company registration, tax structuring, and regulatory compliance. As a member of ICAI and Co-Founder of Safe Ledger, Joel combines his deep financial expertise with a global perspective to help entrepreneurs navigate complex business environments. Focused on the UAE market, he is dedicated to empowering international and local business owners with clear, practical guidance on company setup, tax optimization, and ongoing compliance making him a trusted advisor for businesses aiming to succeed in the dynamic UAE economy.

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