What is the Difference Between a Will and a Power of Attorney?

10 min read

Jan 15, 2026Jan 15, 2026

What is the Difference Between a Will and a Power of Attorney?

A major difference between a will vs power of attorney is the type of security and authority each provides to individuals in the UAE. A Will in the UAE controls how assets, bank accounts, real estate, and guardianship matters are handled after death. On the other hand, a POA lets an authorized representative manage your finances, property, and business matters during your lifetime.

Using a Power of Attorney for inheritance planning does not work because it becomes invalid at death. A Will also cannot manage affairs during a person’s lifetime, as it has no legal effect while the person is alive. In the UAE, these documents must be issued through relevant authorities to ensure legal validity and compliance, including:

What is a Will?

A Will is a legal document that outlines how a person wants their assets and responsibilities handled after death in the UAE. It legally represents the wishes of the “testator”, the person creating the Will. The document identifies beneficiaries who will receive assets and executors who will be managing the estate. Executors ensure that the instructions in the Will are followed correctly and in compliance with UAE law.

A Will becomes valid only after the death of the testator. It has no legal effect while the person is alive. In the UAE, registering the Will with the appropriate authority or notarizing it helps ensure smooth execution. UAE courts may require estate approval to validate the Will and allow the executor to distribute assets legally.

Without a valid Will, UAE authorities may apply default inheritance rules under Shariah law.

What Can Be Included in a Will in the UAE?

A Will in the UAE can cover a variety of matters:

Distribution of property, business shares, and investments.
Appointment of guardians for minor children.
Special instructions for international assets, including overseas bank accounts or real estate.
Provision of charities or philanthropic causes (If any).
Instructions on how outstanding debts should be paid.
Statements for social media accounts, emails, or online business accounts.
Wishes regarding burial, cremation, or funeral arrangements.

These inclusions give the testator control over assets and responsibilities, including matters that cross borders.

UAE Legal Requirements for a Valid Will

To be valid in the UAE, a Will must meet certain legal requirements:

A Will must be notarized and registered with the relevant UAE authority. For non-Muslims, the Dubai International Financial Centre (DIFC) Wills Service Centre handles registration. For Dubai and Abu Dhabi residents, Wills can be registered with the Dubai Courts or Abu Dhabi Judicial Department (ADJD).
The person making the Will must be legally competent. In most cases, this means being 21 years or older, although specific age requirements may vary depending on the registering authority.
The Will must clearly identify the testator, beneficiaries, and executors. Instructions regarding asset distribution must also be clearly stated in the will.
The Will must comply with UAE inheritance laws. If no Will exists, Shariah law applies by default, which distributes assets according to prescribed rules.
A witness can strengthen a Will’s validity, especially in disputes. Witness requirements in the UAE depend on the registration authority. DIFC Wills require two witnesses, while notarized local Wills may not always require witnesses.

Following these requirements ensures the Will is legally enforceable and minimizes disputes among heirs.

What is a Power of Attorney (POA)?

A Power of Attorney (POA) is a legal document that allows a person or entity to authorize an agent to act on their behalf. The agent can handle legal, financial, or personal matters for the principal as specified in the POA.

In the UAE, a POA can cover banking, property transactions, business decisions, and other responsibilities. It gives the agent the legal authority to make decisions and take actions as mentioned in the document.

A POA is used during a person’s lifetime, especially when:

Living abroad and unable to manage local matters
Temporarily or permanently incapacitated
Busy and need someone to act on their behalf
Handling accounts, investments, or loans
Managing or running a company
Appearing in court or signing contracts

The most common options include a Business POA, a General POA, and a Personal POA. Each type serves a specific purpose and helps expatriates in the UAE manage legal, financial, or personal matters effectively.

Know more about the different types of POA in the UAE to understand the most fitting option for your case.

Legal Requirements for POA in the UAE

To issue a Power of Attorney in the UAE, the principal must comply with the following legal requirements:

The person granting the POA must be legally competent and of sound mind.
The POA must clearly define what powers the agent can exercise, whether general, specific, personal, or business-related.
Certain POAs may need witnesses to strengthen validity, especially for property or corporate matters.
The POA must be written, notarized, and translated into Arabic if drafted in another language.
It may require attestation from relevant UAE authorities to be legally valid.
The POA must clearly state its validity period and include the principal’s right to revoke it at any time.
Some cases allow transfer of POA, but certain cases, such as legal POA, etc, cannot be transferred. Ensure to clear this before executing one.

A properly drafted and notarized POA ensures smooth management of assets and responsibilities under UAE law. It can, however, also be revoked or may expire under certain conditions. Read about the removal or expiry of a POA.

Key Differences Between Will and Power of Attorney in the UAE

The table below highlights the main differences between a Will and a Power of Attorney in the UAE:

Feature	Will	Power of Attorney
When it Takes Effect	After death	While alive and competent
Purpose	Asset distribution, guardianship, and special instructions	Managing affairs, legal, financial, and personal actions
Validity	No expiry once executed	A POA expires at death or upon revocation
Authority	Executor	Attorney
UAE Notarization	Required & often registered with DIFC or local authority	Required and translated into Arabic; attestation may be needed
Costs	Registration and notarization fees apply	Notarization and attestation fees apply
Legal Effect in the UAE	Governed by Shariah law for Muslims; non-Muslims can register a Will to override default rules	Governed by the scope defined in the POA, must comply with the UAE law for enforcement
Scope	Covers assets, guardianship, and international instructions	Covers financial, legal, property, business, or personal matters as specified
Probate / Validation	May require probate or Will validation for execution	No probate; the agent acts immediately under the POA while valid

This comparison highlights the key distinctions between the two documents and how they function under UAE law. Following the proper procedures for each ensures they serve their purpose effectively.

Difference Between a Living Will and a Power of Attorney

A living Will and a Power of Attorney (POA) serve very different legal purposes in the UAE. Many residents confuse the two, but each document applies to a separate situation and grants a different type of authority.

A living Will focuses only on healthcare decisions. It records a person’s medical treatment preferences if they become unable to communicate due to illness or incapacity. It applies while the person is alive but medically incapacitated. Unlike a Power of Attorney, a living Will does not cover assets, finances, property, or legal matters.

Note: The UAE does not formally recognize a “Living Will” in the same way as Western jurisdictions.

How to Draft a Will and a Power of Attorney in the UAE?

Drafting a Will or a POA in the UAE requires careful planning to ensure legal validity and compliance. The process differs for each document because they serve different purposes.

Step-by-Step Guide for Will Drafting in the UAE

Follow the steps mentioned below to ensure accurate will drafting:

Choosing a Lawyer: Hiring a UAE-based lawyer or legal service provider is highly recommended. They can help you draft a Will that complies with UAE laws, whether you are Muslim or non-Muslim.
Notarization & Registration: Once drafted, the Will must be notarized. You can register it with authorities like the Dubai Courts, Abu Dhabi Judicial Department (ADJD), or DIFC Wills Service Centre (for non-Muslims).
Fees Requirement: Fees depend on the jurisdiction and complexity of the Will. It can typically cost AED 2,000 to AED 20,000, depending on your requirements.
Review & Update: It’s advisable to review the Will periodically and update it if your assets, beneficiaries, or guardianship wishes change.

Below is the approximate cost for will drafting:

Service / Type	Estimated Cost (AED)
DIFC Will Registration (For Non-Muslims)	10,000 (single will), 15,000 (mirror/couples will)
Dubai / Abu Dhabi Courts Will	2,000-4,000 (Lower than DIFC cost for muslim residents)
Drafting / Legal Fees	2,000-5,000 or more
Translation (if needed)	300-1,500 or more
Modification Fee	Around 550 per revision
Professional / Legal Fees	2,000-5,000 or more (For Drafting, consultation, etc.)

These figures are indicative and vary by provider, emirate, and complexity of assets.

Step-by-Step Guide for a Power of Attorney (POA) in the UAE

Follow the steps below to understand how to get a Power of Attorney in the UAE:

Drafting: Clearly define the scope of authority, whether it is general, special, personal, medical, or real estate-related. Specify the powers the agent can exercise and include the validity period.
Notarization & Attestation: The POA can be notarized online in the UAE or also at a UAE notary physically. If drafted in another language, it must be translated into Arabic.
Cost Estimates for drafting and executing a POA: The cost of a POA in the UAE generally depends on the type, scope, and professional services involved. For instance, the cost of a POA in Dubai ranges from AED 300 to AED 3,000 or more, depending on the nature of the service.

Cost breakdown in the UAE is mentioned below:

Service / Type	Estimated Cost (AED)
Notarization Fees (Dubai Courts / UAE Notary)	General POA: 200-365 Specific / Limited POA: 165-285
Drafting & Legal Fees	Simple drafting: 699-1,500 or more Advanced / Business POA: 1,499-2,000 or more Lawyer / professional advice: 300-2,000
Translation (if needed)	80-150 per page
Attestation (By MOFA or embassies)	150-500 or more
Professional / Legal Fees	AED 500-2,000 or more, depending on complexity

The average cost of a Will and Power of Attorney registration in the UAE varies by jurisdiction and services. Legal assistance from professionals like SafeLedger can simplify the process and ensure compliance with all UAE regulations.

If you are specifically looking for a Power of Attorney in Dubai, check out SafeLedger’s guide on how to get a Power of Attorney in the UAE.

Can a Power of Attorney Replace a Will or Be Used Together?

A Power of Attorney (POA) cannot replace a Will in the UAE. The main reason is that a POA only grants authority while the principal is alive and competent. The agent’s powers automatically end when the principal dies. This means, unlike a Will, a POA cannot manage inheritance, distribute assets, or appoint guardians after death.

Can You Have Both a Will and a Power of Attorney in the UAE?

Yes, as a UAE expatriate, you can have both a Will and a Power of Attorney (POA). Each document serves a different purpose and addresses different stages of your life and estate planning.

Having both documents ensures comprehensive protection:

Your affairs are managed smoothly during your lifetime.
Your estate and wishes are executed properly after death.
Legal clarity is maintained, minimizing disputes and delays.

A Will and a Power of Attorney serve different purposes and cannot be used interchangeably in the UAE. To ensure complete legal protection, both should be issued separately. For professional assistance with drafting and registering a Will or Power of Attorney, contact Safe Ledger.

Conclusion

In the UAE, a Will and a Power of Attorney (POA) serve distinct but equally important roles. A Will ensures your assets, business shares, and guardianship wishes are carried out after death, while a POA allows someone to manage your affairs during your lifetime. Neither can replace the other, and having both provides complete legal protection.

Proper planning with professional assistance ensures peace of mind and smooth management of all legal responsibilities. Contact SafeLedger for professional guidance and easy will drafting and PoA execution.

Frequently Asked Questions

1. What happens if I don't have a Will or a POA in the UAE?

If you don't have a Will, your assets may be distributed according to Shariah law for Muslims or the UAE default rules for non-Muslims. Without a Power of Attorney (POA), no one can manage your financial, legal, or personal affairs if you become incapacitated or are living abroad. This can lead to frozen accounts, delays in property management, and legal disputes.

2. Can I change my Will or POA later?

Yes, you can update your Will or POA at any time while you are legally competent. Updating your documents is important if your assets, beneficiaries, or personal circumstances change. A living Will can also be revised to reflect new medical or personal instructions.

3. Who should I appoint as executor or agent?

Choose someone you trust and who can act responsibly. For a Will, the executor manages asset distribution after your death. For a POA, the agent handles legal, financial, or personal matters during your lifetime. Many residents appoint family members, professional advisors, or trusted legal representatives.

4. Is a handwritten Will or POA valid in the UAE?

Handwritten Wills (holographic) or POAs may be recognized in limited cases, but notarization and registration are strongly recommended for enforceability. A properly drafted, notarized, and Arabic-translated document avoids legal challenges.

5. Do Muslim and Non-Muslim residents have different rules?

Yes, muslim residents must comply with Shariah inheritance rules, while non-Muslims can register a Will under UAE law to control how their assets are distributed. POAs apply similarly for all residents during life but must meet notarization and attestation requirements.

6. How to get a Living Will and Power of Attorney in the UAE?

You can draft a living Will and a Power of Attorney through UAE legal service providers. Ensure notarization, Arabic translation, and registration (if required) for full legal compliance. Professional assistance helps avoid mistakes and ensures your instructions are legally enforceable.

7. Is a Power of Attorney valid after death in the UAE?

No, a Power of Attorney automatically becomes invalid once the principal dies. After death, the agent cannot access bank accounts or manage assets. Only a court-appointed executor acting under a valid Will can handle the estate.

8. Can a Will override Shariah law in the UAE?

For non-Muslims, a registered Will can override default Shariah inheritance rules. Registration through DIFC or local courts allows assets to pass as per the testator’s wishes. For Muslims, Shariah law generally applies, even if a Will exists, with limited exceptions.

9. Do expats need a Will in the UAE?

Yes, a Will helps expatriates control asset distribution and guardianship decisions. Without a Will, UAE inheritance rules apply automatically, which may not align with personal or family intentions. This often causes delays and legal complications.

10. Can a POA be used for bank accounts in the UAE?

Yes, a POA can authorize an agent to operate bank accounts if banking powers are clearly stated. UAE banks may request specific wording or their own internal forms. Approval depends on bank policies and document compliance.

11. Does a UAE Will cover assets outside the UAE?

A UAE Will can include international assets, but enforcement depends on foreign jurisdiction laws. Some countries require a separate local Will. Legal advice helps ensure overseas assets transfer smoothly.

12. Can Muslims register a Will in the UAE?

Yes, muslims can register a Will in the UAE through local courts. However, asset distribution usually follows Shariah law, except for permissible bequests. The Will mainly helps with clarity and administration.

13. How long does POA notarization take in Dubai?

POA notarization in Dubai is usually fast. It can often be completed within the same day if documents are ready and translated. Delays may occur if attestation or embassy approvals are required.