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Ajman Trade License Cost: Complete 2026 Guide

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Ajman Trade License Cost: Complete 2026 Guide
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Ajman has become one of the most attractive destinations for business setup in the UAE among startups, freelancers, and SMEs. With its low setup costs, flexible office options, and fast approvals, you can start a business quickly and affordably. When starting a business, one of the first things you need to consider is the Ajman trade license cost. This determines how much you’ll need to invest to operate legally and take advantage of the emirate’s business-friendly environment.

Ajman offers a simplified and cost‑effective way to obtain a trade license in the UAE, with quick approvals and access to local and international markets. In addition, the emirate’s business ecosystem has been gaining momentum, with the number of new investors surging by 49% in 2025 (Department of Economic Development in Ajman). This highlights Ajman’s appeal as a low‑cost yet dynamic business hub.

This blog guides you through all the costs involved, what influences pricing, and practical tips to plan your Ajman business setup efficiently.

What is an Ajman Trade License?

An Ajman trade license is an official permit that allows businesses and individuals to operate lawfully in the emirate. It defines what activities a company can carry out, where it can operate, and which regulations apply to it.

Ajman issues trade licenses through two regulatory authorities, depending on the business setup. These include:

  • Ajman Department of Economic Development (DED): Oversees business setup in Ajman mainland, regulating companies that operate within the UAE market.
  • Free zone authorities like the Ajman Media City Free Zone (AMCFZ) or Ajman Free Zone (AFZ): Manage business setup in the Ajman free zone, issuing licenses for companies that focus on international trade or service activities.

This dual structure helps each business follow rules suited to its target market and operational scope.

A valid Ajman trade license gives you more than just legal permission to operate. In fact, it lets you sponsor investor and employee visas, open corporate bank accounts, and lease office or warehouse space. It also defines whether your business can trade freely within the UAE or focus on international markets. Simply put, your license shapes how you do business in Ajman and sets the stage for future growth.

To learn how to expand or update your business activities, read our blog on How to Add Activities in a Trade License in the UAE.

What is the Ajman Trade License Cost? Detailed Breakdown

Trade license cost in Ajman typically ranges from AED 8,000 to AED 35,000 or more. It depends on the type of license, registration requirements, workspace needs, and optional visa costs. Below is a clear breakdown of each cost element.

1. Base License Fee

The base license fee forms the foundation of your Ajman license cost. It covers the official issuance of your business license and depends largely on the license type and jurisdiction you choose.

License TypeCost Range (AED)When it Applies
Commercial Trade License 6,000 – 10,000 Trading, import/export, retail, wholesale
Professional Trade License 5,000 – 9,000 Consultancy, services, freelancers
Industrial Trade License 8,000 – 12,000 Manufacturing, processing, assembly
E-commerce Trade License 5,500 – 8,500 Online trading and digital businesses
Virtual Office Trade License (Free Zone) 5,000 – 8,000 Small startups, freelancers, and online businesses

Note: Commercial trade license is sometimes referred to as a Company Trade License for trading activities.

2. Registration & Government Fees

When you register your business, authorities require certain administrative fees. These one‑time charges ensure your trade name, business activities, and company structure meet UAE regulations.

Fee ComponentEstimated Cost (AED)Required For
Trade Name Reservation 500 – 700 All businesses
Initial Approval 1,000 – 2,000 All businesses
Memorandum of Association (MOA) / Legal Documentation 1,000 – 2,500 Mainland setup with multiple owners
Government Processing Fees 500 – 1,000 All businesses
Chamber of Commerce Registration 300 – 1,000 Required in most mainland setups (often required for bank accounts)

For more guidance on handling registration and government fees in other emirates, check: Trade License in Dubai.

3. Office / Workspace Cost

Ajman offers flexible workspace options, from virtual offices to warehouses, which directly influence the overall trade license cost.

Office Type / Cost ComponentEstimated Annual Cost (AED)Best For
Virtual Office 1,500 – 3,000 Freelancers and small businesses
Flexi Desk 2,000 – 4,000 Startups needing a business address
Shared Office 4,000 – 8,000 Small teams and service providers
Private Office (including security deposit, utility activation charges, etc.) 8,000 – 15,000 Established businesses
Warehouse Space 12,000 – 25,000 Trading and logistics

In free zones, many packages include workspace or flexi office options, which can help reduce upfront costs. Meanwhile, mainland businesses generally need a physical address that complies with their activity requirements.

4. Visa Costs (Optional but Important)

If you plan to sponsor yourself, employees, or dependents, you will need to apply for a visa. These form a key part of your business costs and vary by visa type.

Visa Type / Cost ComponentEstimated Cost (AED)Details
Investor Visa 3,500 – 5,000 For business owners
Employee Visa (per person) 4,000 – 6,000 For staff
Entry Permit 800 – 1,200 Per visa
Medical Fitness Test 300 – 500 Per visa
Emirates ID 370 – 570 Cost of an Emirates ID varies per visa
Residency Visa Stamping 1,000 – 1,500 Per visa
Visa Status Change (inside UAE) 600 – 1,000 If transferring or modifying a visa
Establishment Card 500 – 1,000 Mandatory for visas

Many business setup providers bundle visa costs, including the entry permit, medical test, Emirates ID, and residency stamping.

For details on setting up visas and trade licenses in other emirates, read: Trade License in Fujairah.

5. Mainland Employee & Sponsorship Costs

For mainland businesses, certain costs apply specifically to employees and legal sponsorship requirements:

ComponentEstimated Cost (AED)Details
Local Service Agent (LSA) (if applicable) 5,000 – 15,000 annually May be required for certain professional activities on the mainland; commercial and industrial setups may not need an LSA.
Employee Health Insurance 1,500 – 3,000 per employee Mandatory for mainland employees. Cost depends on coverage level, age, and insurer.

Free zone companies do not require a Local Service Agent. However, you must still provide employee health insurance, which providers sometimes offer separately from license packages.

6. Hidden Costs & Additional Charges

Some costs don’t show up in standard license packages but can still affect your budget, especially if your business grows or changes.

Cost ComponentEstimated Cost (AED)When it Applies
Additional Business Activity Approval 500 – 1,500 Adding activities
License Amendment / Modification 500 – 1,000 If changes required
External Approvals (Special Activities) 1,000 – 3,000 Healthcare, food, education, etc.
Annual License Renewal 5,000 – 15,000 Recurring yearly cost
Late Renewal Penalty 500 – 1,000+ If a renewal delay occurs
Trade Name Change 1,000 – 2,000 Rebranding
Document Attestation 300 – 1,000 Legal documents
Marketing / Signage Approvals 500 – 3,000 Optional for trading businesses
eServices / Portal Fees 200 – 500 Digital license or portal access

Planning for these ensures you avoid surprises when adjusting your business setup.

Refer to the Trade License Cancellation Cost in Dubai to understand potential exit-related expenses in another emirate.

Note: These cost figures are approximate and may vary due to policy changes, promotions, or provider packages. Always check directly with the Ajman Free Zone Authority or Ajman DED for official, current pricing before making decisions.

Ajman Mainland vs Ajman Free Zone License Cost

While both mainland and free zone licenses in Ajman remain affordable compared to other emirates, their cost components and business flexibility differ. Here’s a comparison:

Cost AspectAjman Mainland LicenseAjman Free Zone License
Base License Cost AED 10,000–15,000+ depending on activity AED 5,000–12,000+, often with bundled workspace and visas
Workspace Requirement Physical office required; size may affect visa eligibility Flexi desk or virtual office allowed, reducing setup cost (subject to free zone regulations)
Visa Cost Based on office size and quota, visas are purchased separately Often included in license packages; additional visas may cost extra
Government Fees Higher due to multiple approvals Limited and streamlined
Annual Renewal Cost License, workspace, and regulatory fees recur yearly Renewal generally matches initial package cost

While Ajman mainland licenses cost more upfront due to office and regulatory requirements, free zone licenses cost less and offer faster setup.

For a comparison in another emirate, read: Trade License in Ras Al Khaimah Freezone.

Tips to Reduce Ajman Trade License Cost

Strategic planning can significantly reduce your overall setup and costs of trade license renewal in the UAE, including emirates like Ajman. Here’s how:

  • Limit business activities: Start with only the required activities and add more later to avoid extra approval fees.
  • Opt for a flexible workspace: Select a flexi desk or virtual office instead of a private office to cut rental costs.
  • Apply for visas only when needed: Sponsor only essential owners or employees in the first year and scale later.
  • Use bundled license packages: Packages often cost less than paying separately for licensing, office space, and visas.
  • Plan renewals in advance: Timely renewals help you avoid penalties and last-minute processing charges.

Careful planning and phased expansion keep your Ajman trade license fees low while leaving room for future growth.

If you are looking for guidance on licensing in other emirates, check out: Trade License in Abu Dhabi.

Looking to reduce trade license costs in Ajman and avoid setup mistakes? SafeLedger helps you choose the right license, optimize fees, and complete your Ajman business setup smoothly. With in-depth knowledge of Ajman mainland and free zone regulations, we ensure accurate compliance and cost-efficient decisions at every step. Contact us today!

Frequently Asked Questions

The average fees of an Ajman trade license in 2026 range between AED 12,000 and AED 35,000+, depending on your license type, office requirement, government fees, and visa needs. Free zone setups usually start lower as many packages include workspace and visas, while mainland licenses can cost more due to office space and additional approvals.

It usually takes 1–3 weeks to obtain a trade license in Ajman, depending on the completeness of your documents, the type of license, and the jurisdiction (mainland or free zone). Free zone approvals can be faster with pre‑approved packages, while mainland setups may take slightly longer due to office and government clearances.

Yes, a foreigner can own 100% of a business in Ajman, especially in free zones, which have always allowed full foreign ownership. Recent UAE reforms also permit full foreign ownership on the mainland for most commercial and industrial sectors. Some restricted activities may still require a local partner or special approval, so confirm eligibility based on your business activity.

No, you don’t always need a physical office to get a trade license in Ajman. Free zones allow virtual offices or flexi desks as compliant workspace options, while mainland licenses generally require a physical office. However, smaller businesses can start with flexible, cost‑effective workspace solutions to meet licensing requirements.

The main difference is that a mainland license lets you trade freely within the UAE local market and serve government or corporate clients, while a free zone license is ideal for international trade, services, and online businesses. Mainland setups often require physical offices and have different regulatory requirements compared to free zone packages.

Visa costs are not always included in the basic license price for an Ajman trade license unless you choose a bundled free zone package. Investor, employee, and dependent visas, along with medical, Emirates ID, and stamping, are typically extra and must be added to your total setup budget if you plan to sponsor individuals.

Yes, you can change your business activity after getting your license, but it may require approval and a fee for amendment. You can usually add simple activities easily, but more complex changes require additional documentation or regulatory approvals, depending on the activity and jurisdiction.

You need to renew your Ajman trade license annually to keep your business legal. You usually pay government fees, renew offices and visas if needed, and update documentation during renewal. Missing the renewal deadline can lead to penalties, so it’s important to track your license expiry and begin renewal early.

Yes, Ajman is generally more cost‑effective than many other UAE emirates because of lower base license fees, flexible office options, and bundled free zone packages. While Dubai and Abu Dhabi may offer bigger markets, Ajman often gives better value for small businesses and startups looking to minimize upfront investment.

SafeLedger helps businesses reduce Ajman license costs by analyzing all expense components, selecting the most cost-effective license type, and recommending bundled packages for office space, visas, and government approvals. They also identify optional fees you can defer or minimize, ensure there are no hidden charges, and guide you to make informed decisions, helping you save money while setting up your business efficiently.

The Ajman trade license renewal fees vary by business type, office setup, and additional services. Mainland licenses are usually higher due to physical office and government fees, while free zone licenses often include bundled packages covering office and visas. Renewing on time helps avoid late penalties and extra charges.

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Joel Dsouza

About the Author

Joel Dsouza

Joel Dsouza is a Chartered Accountant and compliance specialist with extensive experience advising over 1,000 startups and SMEs on company registration, tax structuring, and regulatory compliance. As a member of ICAI and Co-Founder of Safe Ledger, Joel combines his deep financial expertise with a global perspective to help entrepreneurs navigate complex business environments. Focused on the UAE market, he is dedicated to empowering international and local business owners with clear, practical guidance on company setup, tax optimization, and ongoing compliance making him a trusted advisor for businesses aiming to succeed in the dynamic UAE economy.

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